The Internet can’t get over the fact that a dog in the 1990s was allegedly approved for her own Discover credit card.
The viral Reddit post sharing the details, titled, “My dog applied for and received her own credit card in 1996,” has been upvoted 32,000 times since it was shared on June 2. Redditor @MakesCakesEatsMud shared the post to the subreddit “Mildly Interesting.”
According to Statista, the number of Discover cards in use in the United States in 2014 decreased from the previous year to 52 million. In 2013, there were 63.6 million cards in circulation.
The post featured an image of a grey Discover credit card in a person’s hand, and the name of the cardholder displayed read, “Rita Saint Bernard.” The dog had been a member since 1996, and the card was valid through 1999. Half of the card numbers were blacked out, and Discover was spelled out in yellow and orange.
As the name would suggest, Rita was a Saint Bernard, and the Redditor even included a photo of her. In the comments, the owner provided more information in regard to the situation.
“At the time I had sometimes used my dog’s name when filling out mailing list forms,” the original poster (OP) revealed. “One day she received a credit card application and I sent it back as a joke, but was surprised to find this in the mail a few weeks later. For a few years, I was able to use it at the vet and at the pet store until they figured out that they had given a line of credit to a dog.”
The back of the card also said, “Please see ID tag on collar” instead of including a signature. “This coincided with the time PetSmart was coming on the scene and inviting people to bring their dogs into the store,” the OP added. “And so that’s where she would use it for laughs.”
The Redditor couldn’t remember how the account was closed, but they did say no one was “upset” about the situation “as I only used it on a few occasions and paid the bill promptly.”
“I probably just called and closed the account when the dog passed away, and I moved across [the] country,” the Redditor went on. “Knowing me, I might have flaked and not ever closed the account and just forgot about it until I found the card in an old book tonight.”
But what kind of credit limit did Rita have? According to the OP, they were “pretty sure that card had a ridiculously low limit, like $250, definitely not more than $500.”
Some commenters pointed out that The Simpsons did an episode in which a dog was given its own credit card as well. “It turns out that The Simpsons experts have determined that I actually did it one year before they did,” the OP said. “That’s a pretty rare feat that I’m putting on my resume.”
Over 800 comments poured in over Rita the dog’s credit card, and many people seem to appreciate the situation. Some people wondered how the OP could apply without a social security number, while another Redditor admitted they were “sad” that Discover “would give a dog their first credit card and reject mine, Lol.”
One user got a chuckle out of Rita’s name on the credit card. “The fact that her breed was used as a surname though, Lmao,” they said.
Another user said their daughter got an Amex card at just 8-months-old. “They sent her an application, and I filled it in 100 percent accurate including her birthdate, job (baby), income ($0) and they still approved her,” the user wrote.
Apparently, a user’s cat got her own credit card offers before as well. “One of my cats had a book club membership and got credit card offers back in the early 2000s,” they added.
Other commenters had jokes about the dog with a credit card. “Good for her,” a Redditor pointed out. “God knows you can’t build credit by burying bones in the yard.”
Another user reasoned that “most of Reddit” wasn’t “alive” back then. “But this is the type of s**t we could do in the 90s,” they reasoned. “It was a wild and crazy time. Post-Cold War to pre-9/11 Clinton years were magical.”
Comments of approval included things like, “I hope she was careful with her spending,” “Looks like you used the s**t out of it, Lol hope it had a high limit,” and “Wow… very interesting.”
Others remarked on the Great Recession after seeing the post of a dog with her own credit card. “In case anyone was wondering how the financial crises of 2008 happened, this is how,” a Redditor weighed in.
Not everyone seemed to find the situation humorous. “No, she didn’t,” a Redditor insisted. “You fraudulently acquired a credit card under a false name.”
Newsweek reached out to Discover and Redditor @MakesCakesEatsMud for comment.
This isn’t the only viral post involving dogs.
A “genius” hack to keep a puppy in the fence is delighting the Internet.
A dog fetching a buoy is sending the Internet into stitches.
In addition, a dog baring its teeth while sleeping is melting the hearts of viewers.